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The life and health insurance branches Hiv infection begins with viral penetration of lymphocytes and monocytes, the white blood cells involved in immune defense. The first phase of the infection frequently causes an illness with symptoms similar to those produced by infectious mononucleosis.

After days or weeks of mild illness, some patients appear to recover. In the others, the viral destruction of host cells continues unabated with the virus infecting other tissues, including cells in the brain. After a latent phase, which varies with age, the degree of immune responsiveness, and the number of viral particles producing the initial infection, the patient begins to manifest signs and symptoms of immune system damage.

These late sequelae of Hiv infection include unexplained fevers, lymph node enlargement, persistent infections with fungi or viruses, and unexplained weight loss. When these symptoms fulfill specific criteria, they are referred to as the aids-related complex or arc.

Only the patients who develop the most severe immune system damage, resulting in infections such as pneumocystis carinii pneumonia (PCP) or unusual cancers like Kaposi's sarcoma, are classified as having aids. The direct impact of the aids virus is and will be felt by both the property and casualty insurance and the life and health insurance branches.

The life and health insurance branches Hiv infection begins with viral penetration of lymphocytes and monocytes, the white blood cells involved in immune defense. The first phase of the infection frequently causes an illness with symptoms similar to those produced by infectious mononucleosis.

After days or weeks of mild illness, some patients appear to recover. In the others, the viral destruction of host cells continues unabated with the virus infecting other tissues, including cells in the brain. After a latent phase, which varies with age, the degree of immune responsiveness, and the number of viral particles producing the initial infection, the patient begins to manifest signs and symptoms of immune system damage.

These late sequelae of Hiv infection include unexplained fevers, lymph node enlargement, persistent infections with fungi or viruses, and unexplained weight loss. When these symptoms fulfill specific criteria, they are referred to as the aids-related complex or arc.

Only the patients who develop the most severe immune system damage, resulting in infections such as pneumocystis carinii pneumonia (PCP) or unusual cancers like Kaposi's sarcoma, are classified as having aids. The direct impact of the aids virus is and will be felt by both the property and casualty insurance and the life and health insurance branches.